Qualifying for NSP Assistance

Eligibility

The Neighborhood Stabilization Program (NSP) is for the City of Fort Myers residents with an adjusted family income that is up to 120% of the area household median income approximately $73,000. You must not currently own your own home and your NSP home must be your primary residence.

Applicants must have a debt-to-income ratio of no more than 45% (total debt income ratio). For maximum annual income limits, please look at the chart below. For detailed information, please contact the housing agencies listed below.

Counseling Agencies

You must contact the following HUD-certified housing counseling agencies to get started:

  • Home Ownership Resource Center
    Website
    Ph: 239-768-2013
  • Lee County Housing Development Corporation
    Website
    Ph: 239-275-5105
  • Housing Authority of the City of Fort Myers
    Website
    Ph: 239-344-3245
  • Cape Coral Housing Development Corporation
    Website
    239-471-0922

Income Guidelines Chart

Per Lee County regulations, your annual income must fall within the following categories to be eligible for NSP assistance.

Household SizeLow
(Up to 50% Median Income)
Moderate
(50.01 - 80% Median Income)
Middle
(80.01-120% Median Income)
1$19,750$31,550$47,400
2$22,550$36,050$54,120
3$25,350$41,550$60,840
4$28,150$45,050$67,560
5$30,450$48,700$73,080
6$32,700$52,300$78,480
7$34,950$55,900$83,880
8$37,200$59,500$89,280